Life Insurance
Protect the people who depend on you with affordable term and permanent life insurance.
- Term, whole & universal life options
- Critical illness & disability riders
- Mortgage protection coverage
- Guaranteed and no-medical plans available
About Life Insurance
At First Choice Global Financial, we make life insurance simple to understand and easy to buy. We compare plans from Canada’s leading insurers, explain the differences in plain language, and recommend coverage that fits your needs and budget — with no pressure and no obligation.
Use the instant quote tool to see indicative pricing, then speak with a licensed agent to confirm your exact rate and finalise your policy. We’re with you from your first question through to claim time.
FAQ
Life Insurance — your questions answered
How much life insurance do I need?
A common guideline is 7–10 times your annual income, plus debts like your mortgage and future costs such as education. We help you calculate the right amount for your situation.
What is the difference between term and permanent life insurance?
Term insurance covers you for a set period (e.g. 10, 20 or 30 years) at a lower cost. Permanent insurance (whole or universal) covers you for life and can build cash value.
Do I need a medical exam?
Not always. Depending on your age and coverage amount, guaranteed and no-medical options are available. We will find the simplest path to approval for you.
Can I add critical illness or disability coverage?
Yes. Riders for critical illness, disability and mortgage protection can be added so a single plan protects your family against multiple risks.
Get your life insurance quote today
Talk to a licensed agent today and get a free, no-obligation quote tailored to you.